About Us

Wessex Group and i:protect are trading names of WIMS Limited, registered in England no. 3729853. Registered office: Jewry House, Jewry Street, Winchester, Hampshire SO23 8RZ. WIMS Limited is authorised and regulated by the Financial Conduct Authority (FCA) no. 306840.

The Insurer

i:protect insurance is underwritten by AmTrust Europe Limited.

AmTrust Europe Limited, Registered Office: Market Square House, St James’s Street, Nottingham, NG1 6FG, Registered Number: 1229676. AmTrust Europe Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA) and Prudential Regulation Authority, Financial Services number: 202189. These details can be checked on the Financial Services Register at www.fca.org.uk.

Competition Commission Claims Ratio Information

Please find the claims ratios for our Mortgage Payment Protection Insurance and Short-term Income Protection products:

Claims ratios during the business year 1 July 2021 until 30 June 2022:

–  Mortgage Payment Protection Insurance 20% – 30%

–  Short-term Income Protection* 20% – 30%

*Income Protection is also sold as Lifestyle Protection Insurance.

Claims ratios during the business year 1 July 2022 until 30 June 2023:

–  Mortgage Payment Protection Insurance 20% – 30%

–  Short-term Income Protection* 10% – 20%

*Income Protection is also sold as Lifestyle Protection Insurance.